As an average investor, you may not be able to keep up with the market and so must rely on the expertise of a broker or distributor. You should invest in regular mutual funds. Those of you who are knowledgeable with the market, on the other hand, usually choose their own funds by contacting the mutual fund firm directly. Direct plans are the name given to these kinds of programmes. As a result, mutual funds, both regular and direct, are available.
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